Friday, February 25, 2011

My life as a student at University of Illinois at Chicago.

Ajin N. shares his experience at University of Illinois at Chicago.

Q :- You have been one of those highly respected lot of students who have been doing higher studies at University of Illinois at Chicago How does it feel to be at University of Illinois at Chicago USA?
A :- It’s a great top rank university, middle of Chicago; you can meet lot of different people, the university consists of lot of business activities. Hence there are good job opportunities. So it a very good feeling to be at this university.

Q :- Please tell us about which course you are studying and why you chose that course?
A :- I am pursuing MS in MIS. It is a technical management subject. It was recession time when I started the course. But there are lots of good opportunities after completing the courses. I also consulted from my seniors and relatives in USA.

Q :- Why did you choose the USA for higher education?
A :- USA has the best higher education when compared to India though under graduation studies are just excellent back in India. I even had opportunities to study in Australia and UK, but the degree in USA is much more valuable than any other country in the world.

Q :- How is University of Illinois at Chicago different than any other USA University based on whatever you have heard from your friends about?
A :- It is not different majority. It is situated in down town, it consists of good networking, so lots of business people come and talk and the location helps to get the job easily.

Q :- Are you happy with your decision?
A :- I am very much happy. Right now I am working as research assistant which will be definitely helpful for building my profile in future.

Q :- Where do you live? On-campus or off-campus and why?
A :- I stay off-campus in a rented apartment but it is very close to my college campus, I can’t stay off-campus but still it is a private accommodation. I stay off campus because the cost inside the campus is high. So I prefer staying outside.

Q :- Please share some of your experiences of the USA for aspiring students
A :- USA is a great place to be. India consists of more theoretical studies where you have read and learn formulas but USA prefers practical studies like assignment submission. You can actually see what you do. You have opportunity for everything; there are lots of research opportunities. The kind of funding provided for research is good. This kind of funding is not available in India. You can do wonders in USA if you want.

Q :- How should students select the US Universities? What are the important things to look at and compare among various Universities?
A :- It’s a mistake to choose university according to their ranking. Even the universities with high ranking are not good in particular subject. So one should select the university based on department ranking and according to their interested subjects. One should always look at department ranking, funding facility like scholarships and assistantships, location of the university, good networking for good job opportunity as I have done.

Q :- What’s your advice to students who aspire to go to the USA for higher studies?
A :- Same as answer in 7.

Q :- Other than academics, what else did you learn from the country USA?
A :- The things are very casual in USA. The places here are neat and clean compared to India. Life is casual and party mood. It is how you go with the stream; if you keep it up to yourself and be in your limits, then it’s an easy place to live in.

Q :- How are the studies in the USA different than the studies in India?
A :- Studies are more theoretical in India, they aspect you to know all formulas by reading them. But it is totally different in USA. First you need to know the basics. They ask you to do lots of practical assignments, ask to give your views, more practical and learn up to date which help you to go along with the world.

Q :- Is it worth spending so much money to get a degree from the USA as compared to similar degree in India with lower costs?
A :- If you perform well and are serious in your studies rather than having the dream of landing in USA, then yes it is worth to spend so much. You can earn handsomely after completing the course successfully. So one can easily re-pay the loan in a matter of 5-8 months.

Q :- What’s your advice to parents of aspiring students?
A :- If the students are serious about their studies, so the parents should allow them to study abroad. They should not let their children’s dream dissatisfied due to lack of money because money comes and go but education stays forever. So education will definitely help them in future and can easily regain whatever they have invested in studies.

Q :- Key things to remember for parents and students while planning for the studies in the USA
A :- One should be aware of entrance exams like GRE & TOEFL. One should take care of the deadlines of application, be proactive and smart.

Q :- What are the 3 important things you learnt after you entered the USA?
A :- I learned to be always smart as people are much smarter here. Be up to date, can’t stay without learning. You need to know around the book and you. It’s always a practical approach.

Q :- What difficulties you faced to get I-20? What precautions you have taken while applying for an I-20?
A :- I just went with the flow. I went according to the deadlines. I completed all the paperwork on time. So didn’t face any issues. It is better to be early rather than being late.

Q :- How did you fund your higher education? Was it required for you to show sources of funds before you got your I-20? How did you deal with that challenge?
A :- Yes it is required. I managed to get the I-20 based on Bank account balance. Then Credila came in between at the visa time. It has its own value.

Q :- How Credila's education loans Sanction letter help you to get your I-20?
A :- I managed to get the I-20 based on my own funds.

Q :- How did Credila’s sanction letter help you to get your visa?
A :- Credila gave me the liquidity to go ahead with the fees payment. So the embassy was happy with sanction letter and the way of funding for my course.

Q :- What are your suggestions for students who don't have funds for higher education and hence can't get I-20?
A :- I will suggest them to go to Credila, submit the application with required documents and take the sanction letter to get the I-20. I won’t mind spending so much money to get education because once you successfully finishes the course, then you have the opportunity of earning good where you can repay the loan easily within a period of 5-8 months.

Q :- What are you future plans?
A :- My future plan is to get internship. There after working as fulltime job. In a period of 5 years, I'll go back to India as I am having small business in India. I will utilize my knowledge and experience and may start a business or industries.

Q :- What are your views about the current economic environment in the USA? Has it changed anything for the students like you?
A :- It is not perfect enough. As a student you don’t feel it but last year there were 125 assistance ship programs whereas currently it is much less. But coming December it will be changed. There will be lots of job opportunities by this December to May.

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    Tel: +44 (287) 114-0153
    Fax No.: +44 (203) 004 1706
    Skype id: treg.finance1@outlook.com
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    Company Registration No. 02587815


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    Email: finance@tregfinance.net
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    Fax No.: +1 (407) 386-9838
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  25. I am direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and

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    institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation,Telecommunication,

    construction of Dams or Bridges and all kind of projects.

    The bank instrument can be use for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world

    to secure loan for your project or to establish line of credit with your bank. We offer Bank Guarantee , all are issue from AAA Rated bank such as Deutsche Bank, HSBC

    Bank, UBS Zurich, Barclay's
    Bank , Standard Chartered Bank E.T.C. For more information, Endeavour to contact me as your convenient time.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers.
    6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
    7. Delivery: Bank to Bank swift.
    8. Payment: MT-103 or MT760
    9. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.

    All relevant business information will be provided upon request.
    If Interested kindly contact me via Email,

    Contact Email: farringtonstevenray129@gmail.com

    skype: .....Farrington Ray

    Regards,

    Mr Farrington Steven Ray

    ReplyDelete
  26. Worry about getting a Personal loan? We at Instant credit loans US provide the best low interest personal loans suitable for your Preferences and needs easily.


    ReplyDelete
  27. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

    We provide BG, SBLC, LC, LOAN and lots more for clients all over the world.

    We are equally ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

    We hope to establsih a long term business relationship with you even after this first trial

    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    +441213680106

    ReplyDelete
  28. Do you need a loan to enhance your business? Do you seek funds to pay off credits and debts? Do you seek finance to set up your own Business? Are you in need of private or Business Loan for various purposes? Do you seek loans to carry out Large Projects? Are you in debt? Have you been rejected by banks and other financial institutions? Secure a Loan from us today and start up with something rewarding. Our transaction is 100% guaranteed as we also ensure a cordial relationship with our clients. We offer Loans with no credit Checks, No collateral, Easy steps, fast funding and low interest rate of 3%. Why remain in a financial breakdown? Contact us today.
    For immediate approval email the below details to: (trivagofinancialhome.in@gmail.com) and we will get back to you immediately.
    Loan Amount:
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    Full Name:
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    Email: trivagofinancialhome.in@gmail.com call/WhatsApp us +1(316)925-6026 website https://trivagofinance.wixsite.com/home for easy application.

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  29. Do you need long or short term first class financial offer of different categories such as business, personal, home, auto, student, debt consolidation finance e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, funds can be processed and transferred to the borrower within the shortest time possible, We are certified, trustworthy, reliable, efficient, fast and dynamic. E-mail: trivagofinancialhome.in@gmail.com call/WhatsApp us +1(316)925-6026 website https://trivagofinance.wixsite.com/home for easy application.

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  30. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  31. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760.

    DESCRIPTION OF INSTRUMENT:
    Instrument: Bank Guarantee (BG/SBLC).
    Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD).
    Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB.
    Age: One Year, One Day
    Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    Delivery: Bank to Bank SWIFT.
    Payment: MT-760.
    Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request plus our terms and
    procedures.

    Email: goldencrow59@gmail.com

    Name:Ashraf Billy

    Skype:goldencrow59@gmail.com

    ReplyDelete
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  37. Hello Everybody,
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  40. We are authorized Financial consulting firm that work directly with
    A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

    We provide BG, SBLC,and lots more for clients all over the world.

    We are equally ready to work with Brokers and financial
    consultants/consulting firms in their respective countries.

    Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

    We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. We are RWA ready to close leasing with any interested client in few banking days

    We hope to establish a long term business relationship with you even after this first trial

    Regards
    WALSH SMITH, ROBERT
    email : info.iqfinanceplc@gmail.com
    skype: cpt_young1
    Tel contact: +447031968934
    Registered No: 04374045

    ReplyDelete